Tax forms overview
Form 1099-HC
This form is for plan members who file Massachusetts state taxes. Form 1099-HC:
- Serves as proof of health insurance coverage for Massachusetts residents age 18 and older
- Indicates the minimum creditable coverage you had in 2023
- Will allow you to complete Massachusetts Schedule HC when filing your state income tax return
Tufts Health Plan has provided the information on Form 1099-HC to the Massachusetts Department of Revenue (DOR).
Form 1095-B
This form is a document that provides you with proof of insurance required under the Affordable Care Act (ACA). This form is for your information only. You no longer have to file information from Form 1095-B on your federal tax return. Please keep a copy for your records.
2023 tax forms will be mailed to you by
January 31, 2024
Additional copies will be available for download directly from your member portal account starting on January 6, 2024. Log in to the secure member portal for more information.
Frequently Asked Questions (FAQs)
1099-HC FAQ
Yes, if you are filing a paper tax return with the MassachusettsDOR. If you're filing electronically, you don't need to submit the form, but you should keep a copy with your tax records.
Your tax preparer will need the following information from Form 1099-HC:
- Insurance company name
- Insurance company federal tax ID number
- Subscriber ID number
Form 1099-HC serves as proof of health insurance coverage for Massachusetts residents age 18 and older. This proof of coverage is required for Massachusetts state income tax filing.You may be subject to a financial penalty for any month that you or anyone in your family does not have minimum creditable coverage.
No. You need this form only if you're filing a Massachusetts tax form for 2023. You can disregard this information otherwise.
Yes,if you changed insurance companiesduring the year, or if you had coverage under more than one plan. You'll need all of your forms in order to prepare Schedule HC for your Massachusetts tax return.
There could be several reasons why your health care coverage was noncompliant. You can check with your employer to find out if part of your overall plan may not have complied with Minimum Creditable Coverage standards.
If you haven’t received a Form 1099-HC from us and believe you should have, log in tomytuftshealthplan.comto view and print Form MA 1099-HC for yourself and yourcovered dependents. If the form is unavailable online, please contact Member Services at the number on your ID card.
We send only one copy of Form 1099-HC to the plan subscriber. You can make a copy for any dependent who lives at the same address and requires proof of coverage. If you have a dependent who lives at a separate Massachusetts address, we’ll send a 1099-HC to that dependent’s address.
Please note: Dependents should use their individual member number, including the two digits after the dash, when filing their taxes. The member number is listed on their member ID card and on their individual coverage record as it appears on Form 1099-HC.
Tufts Health Plan will mail a form 1099-HC to members who reside in Massachusetts or have a Massachusetts-based employer on or before January 31, 2024.
If you have coverage through your employer, they generally have up to 60 days to let us know about enrollment changes. We’ll send you a corrected form if a change affects your monthly coverage as noted on your Form 1099-HC.
We’ll mail Form 1099-HC to your home address if our records show that you:
- Reside in Massachusetts
- Were covered by the health plan at any time during 2023
- Are the plan subscriber
You’ll need this information to complete Schedule HC of your 2023 Massachusetts tax return. The information on Form 1099-HC is reported to the Massachusetts DOR.
Members on Medicare supplement plans will not receive Form 1099-HC. Medicare coverage automatically meets the requirements for qualifying health insurance.
The form will indicate that in 2023, you have had either:
- One full year of continuous health insurance coverage with a plan that meets the Massachusetts Minimum Creditable Coverage requirements, or
- A partial year's health insurance coverage with a plan that meets the Massachusetts Minimum Creditable Coverage requirements. If you hadpartial a year's coverage, the form will indicate which months you had coverage with us.
Please note: You are considered covered under a health plan for a month if you had coverage for at least 15 days in any given month. If you had coverage for 14 or fewer days, your form will not show coverage with us for that month.
No. Your health insurer send you Form MA 1099-HC.
Speak with your tax advisor or visit theMassachusetts Department of Revenue website.
1095-B FAQ
Form 1095-B serves as proof that an individual had qualifying coverage, referred to as minimum essential coverage, when filing their federal income tax statements.
Employees can file tax returns before receiving Form 1095-B, but should keep Form 1095-B with their tax records.
The type of coverage you have and where you work will determine the type of form you receive. The below table describes each type of form and who is responsible for sending you the form.
| Form type | Who received this form? | Who is responsible for sending this form? |
| 1095-A | Subscribers who receive coverage through a state or the federal health insurance marketplace | State or federal health insurance marketplace |
| 1095-B | Subscribers who receive coverage from Tufts Health Plan and have fully insured policies | Tufts Health Plan |
| 1095-C | Subscribers who work for large employers that offer self-insured policies | Your employer |
Tufts Health Plan will not be mailing copies of the 1095-B forms. The 1095-B form will be available online only by January 31, 2024. Log into youraccount atmytuftshealthplan.comto view and print Form 1095-B for yourself and your covered dependents. If the form is unavailable online, please contact Member Services at the number on your member ID card.
Form 1095-B is available only online;you will not receive a printed copy by mail. Log into your account atmytuftshealthplan.comto view and print Form 1095-B for yourself and your covered dependents. If the form is unavailable online, please contact Member Services at the number on your member ID card.
Yes, you could have more than one copy if you changed insurance companies or changed employers at some time during the year, or if you had coverage under more than Tufts Health Plan policy. Copies of Form 1095-B will be available online. You may have to contact your previous insurance company or employer to obtain their Form 1095-B.
Federal regulation requires us to report social security numbers for all covered individuals to the IRS. We are contacting members for this information if it’s missing from our records. Minimal essential coverage requires Tufts Health Plan to make three reasonable attempts to secure this information.
